First, and foremost, be proactive with your finances. Reach out to your current business banking point of contact. Depending on your business’ financial situation, if you have existing loans you may be able to go to your current banker/lender and apply for a deferment of payments. This means that you would at least get some payment relief for a period while you navigate the adjustments and changes, you’re having to make in the present time. These terms would be negotiable between you and your lender, but usually included a reduced interest rate and no payments for an agreed-upon period. Usually interest will accrue while payments are not required, although some banks have further flexibility on this type of program.